Small and Medium Enterprises have many needs:-

  1. Setting up the Work Place Pension schemes.
  2. The owner’s own Pension accumulation strategies.
  3. Profitable investment of surplus cash-flow.
  4. Tax efficient profit extraction from the business.
  5. Funding for expansion.
  6. The funds for the business’ lost turnover by a Key Person’s inability to work.
  7. The funds to ensure that a co-shareholder’s family receives the funds due without hurting the remaining company.